/* ─────────────────────────────────────────────────────────────────
   CreatorHaus Home Loans — Shared design system
   Used by all satellite SEO pages. Homepage + OF page currently
   have their own inline copies of these styles.
   ───────────────────────────────────────────────────────────────── */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --emerald:       #0F3D2E;
  --emerald-deep:  #082A20;
  --emerald-mid:   #1B5440;
  --gold:          #C9A961;
  --gold-dark:     #A0823F;
  --gold-light:    #DDC289;
  --cream:         #F7F2EA;
  --bone:          #FBF8F2;
  --blush:         #F4DDD4;
  --white:         #ffffff;
  --text:          #1A2A23;
  --text-muted:    #5A6A63;
  --border:        #E4DDD2;
  --green-good:    #2A7D4F;
  --green-soft:    #EDF7F1;
  --rose:          #C66B7B;
}

html { scroll-behavior: smooth; overflow-x: hidden; }
body {
  font-family: 'Inter', -apple-system, sans-serif;
  color: var(--text);
  background: var(--cream);
  font-size: 16px;
  line-height: 1.6;
  overflow-x: hidden;
}
h1, h2, h3, h4 { font-family: 'Fraunces', Georgia, serif; line-height: 1.15; letter-spacing: -0.01em; }
a { color: var(--emerald); }

/* TOP BAR */
.topbar {
  background: var(--emerald-deep);
  padding: 9px 0;
  text-align: center;
  font-size: 13px;
  color: rgba(255,255,255,0.78);
  letter-spacing: 0.02em;
}
.topbar strong { color: var(--gold-light); font-weight: 600; }
.topbar a { color: var(--gold-light); text-decoration: underline; text-underline-offset: 2px; }
.topbar .pill {
  display: inline-block;
  background: rgba(201,169,97,0.15);
  border: 1px solid rgba(201,169,97,0.35);
  color: var(--gold-light);
  padding: 2px 9px;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-left: 6px;
}

/* NAV */
nav {
  background: var(--white);
  padding: 16px 0;
  border-bottom: 2px solid var(--gold);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 20px rgba(15,61,46,0.06);
}
.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.logo-mark {
  width: 38px; height: 38px;
  background: var(--emerald);
  color: var(--gold-light);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: 'Fraunces', serif;
  font-size: 18px;
  font-weight: 700;
  letter-spacing: -0.02em;
}
.logo-text { display: flex; flex-direction: column; line-height: 1; }
.logo-main {
  font-family: 'Fraunces', serif;
  font-size: 21px;
  font-weight: 700;
  color: var(--emerald);
  letter-spacing: -0.02em;
}
.logo-sub {
  font-size: 10px;
  color: var(--gold-dark);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  font-weight: 600;
  margin-top: 4px;
}
.nav-links {
  display: flex;
  gap: 30px;
  list-style: none;
  align-items: center;
}
.nav-links a {
  text-decoration: none;
  color: var(--text);
  font-size: 14px;
  font-weight: 500;
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--gold-dark); }
.nav-cta {
  background: var(--emerald);
  color: var(--white) !important;
  padding: 11px 22px;
  border-radius: 999px;
  font-weight: 600 !important;
  transition: background 0.2s, transform 0.1s;
}
.nav-cta:hover { background: var(--emerald-mid) !important; transform: translateY(-1px); }

/* BREADCRUMB */
.breadcrumb {
  max-width: 1200px;
  margin: 0 auto;
  padding: 16px 24px 0;
  font-size: 13px;
  color: var(--text-muted);
}
.breadcrumb a { color: var(--gold-dark); text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }
.breadcrumb-sep { margin: 0 8px; color: var(--border); }

/* HERO */
.hero {
  background: var(--emerald);
  background-image:
    radial-gradient(ellipse at 75% 30%, rgba(201,169,97,0.18) 0%, transparent 55%),
    radial-gradient(ellipse at 10% 90%, rgba(244,221,212,0.08) 0%, transparent 50%),
    linear-gradient(135deg, #0F3D2E 0%, #1B5440 100%);
  padding: 70px 0 64px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -120px; right: -120px;
  width: 480px; height: 480px;
  border: 1px solid rgba(201,169,97,0.18);
  border-radius: 50%;
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -160px; left: -160px;
  width: 420px; height: 420px;
  border: 1px solid rgba(201,169,97,0.08);
  border-radius: 50%;
  pointer-events: none;
}
.hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 56px;
  align-items: start;
  position: relative;
  z-index: 1;
}
.hero-eyebrow {
  display: inline-block;
  background: rgba(201,169,97,0.14);
  border: 1px solid rgba(201,169,97,0.35);
  color: var(--gold-light);
  font-size: 12px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  padding: 7px 14px;
  border-radius: 999px;
  margin-bottom: 22px;
  font-weight: 600;
}
.hero h1 {
  font-size: clamp(36px, 5vw, 56px);
  color: var(--white);
  margin-bottom: 22px;
  font-weight: 700;
}
.hero h1 span { color: var(--gold-light); font-style: italic; font-weight: 600; }
.hero-sub {
  color: rgba(255,255,255,0.78);
  font-size: 17.5px;
  margin-bottom: 28px;
  max-width: 580px;
  line-height: 1.65;
}
.hero-bullets {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px 24px;
  margin-bottom: 30px;
}
.hero-bullets li {
  color: rgba(255,255,255,0.88);
  font-size: 14.5px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.hero-bullets li::before {
  content: '✓';
  color: var(--gold-light);
  font-weight: 700;
  font-size: 14px;
  width: 18px; height: 18px;
  border-radius: 50%;
  background: rgba(201,169,97,0.18);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.hero-phone {
  color: var(--gold-light);
  font-size: 19px;
  font-weight: 600;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.hero-phone:hover { color: var(--white); }
.hero-privacy {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 18px;
  padding: 12px 16px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 8px;
  font-size: 13px;
  color: rgba(255,255,255,0.75);
  line-height: 1.55;
}
.hero-privacy strong { color: var(--gold-light); font-weight: 600; }

/* FORM CARD */
.form-card {
  background: var(--white);
  border-radius: 14px;
  overflow: hidden;
  box-shadow: 0 24px 70px rgba(0,0,0,0.32);
  position: relative;
  z-index: 1;
  animation: fadeUp 0.7s ease 0.15s both;
}
.form-header {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  padding: 22px 24px;
  text-align: center;
}
.form-header h2 {
  font-family: 'Fraunces', serif;
  font-size: 21px;
  color: var(--emerald-deep);
  font-weight: 700;
}
.form-header p {
  font-size: 13px;
  color: rgba(15,61,46,0.7);
  margin-top: 5px;
}
.form-body { padding: 24px; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-group { display: flex; flex-direction: column; gap: 5px; }
.form-group.full { grid-column: 1 / -1; }
label {
  font-size: 11.5px;
  font-weight: 700;
  color: var(--emerald);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
input, select {
  border: 1.5px solid var(--border);
  border-radius: 8px;
  padding: 11px 13px;
  font-size: 14px;
  font-family: 'Inter', sans-serif;
  color: var(--text);
  background: var(--bone);
  outline: none;
  transition: border-color 0.2s, background 0.2s;
  width: 100%;
}
input:focus, select:focus { border-color: var(--gold); background: var(--white); }
.form-submit {
  margin-top: 18px;
  width: 100%;
  background: var(--emerald);
  color: var(--white);
  border: none;
  padding: 15px;
  border-radius: 999px;
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  font-family: 'Inter', sans-serif;
  letter-spacing: 0.01em;
  transition: background 0.2s, transform 0.1s;
}
.form-submit:hover { background: var(--emerald-mid); transform: translateY(-1px); }
.form-trust {
  display: flex;
  justify-content: center;
  gap: 18px;
  margin-top: 14px;
  font-size: 11.5px;
  color: var(--text-muted);
}
.form-trust span { display: flex; align-items: center; gap: 4px; }
.form-disclaimer {
  font-size: 10.5px;
  color: var(--text-muted);
  margin-top: 14px;
  line-height: 1.55;
}
.step-indicator {
  display: flex; align-items: center; justify-content: center;
  gap: 0; margin-bottom: 6px;
}
.step-dot {
  width: 30px; height: 30px;
  border-radius: 50%;
  background: var(--border);
  color: #999;
  font-size: 13px; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  transition: all 0.3s;
  flex-shrink: 0;
}
.step-dot.active { background: var(--gold); color: var(--emerald); }
.step-dot.completed { background: var(--green-good); color: white; }
.step-line {
  flex: 1; height: 2px; background: var(--border);
  max-width: 80px; transition: background 0.4s;
}
.step-line.active { background: var(--gold); }
.step-labels {
  display: flex; justify-content: space-between;
  padding: 0 4px; margin-bottom: 16px;
  font-size: 11.5px; font-weight: 600; color: #999;
}
.step-labels span:first-child { color: var(--emerald); }
.step-title-txt {
  font-size: 13px; font-weight: 600;
  color: var(--emerald);
  margin-bottom: 12px; text-align: center;
}
.good-news-bar {
  background: var(--green-soft);
  border: 1px solid #a8d5b8;
  border-radius: 8px;
  padding: 11px 14px;
  font-size: 13px; font-weight: 600;
  color: var(--green-good); text-align: center;
  margin-bottom: 14px;
}
.eligibility-notice {
  background: #FBF3E0;
  border: 1px solid rgba(201,169,97,0.4);
  border-radius: 8px;
  padding: 10px 14px;
  font-size: 12px; font-weight: 600;
  color: #8a6620; text-align: center;
  margin: 12px 0;
}
.state-warning {
  background: #FDECEC;
  border: 1px solid #F0B5B5;
  color: #9b2c2c;
  padding: 10px 14px;
  border-radius: 8px;
  font-size: 12.5px;
  text-align: center;
  margin-top: 10px;
  display: none;
}
.state-warning.show { display: block; }
#step2 { animation: fadeUp 0.4s ease both; }

/* SECTIONS */
.section { padding: 88px 0; }
.section-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
}
.section-label {
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-dark);
  font-weight: 700;
  margin-bottom: 14px;
}
.section-title {
  font-size: clamp(28px, 4vw, 40px);
  color: var(--emerald);
  margin-bottom: 18px;
  font-weight: 700;
}
.section-sub {
  font-size: 16.5px;
  color: var(--text-muted);
  max-width: 720px;
  line-height: 1.7;
}

/* PROSE */
.prose p {
  font-size: 16px;
  color: var(--text);
  line-height: 1.75;
  margin-bottom: 16px;
}
.prose p strong { color: var(--emerald); }
.prose h3 {
  font-size: 22px;
  color: var(--emerald);
  margin: 28px 0 12px;
  font-weight: 700;
}
.prose ul, .prose ol {
  margin: 14px 0 18px 26px;
}
.prose li {
  font-size: 16px;
  color: var(--text);
  line-height: 1.75;
  margin-bottom: 6px;
}

/* CALLOUT */
.callout {
  background: var(--bone);
  border-left: 4px solid var(--gold);
  padding: 22px 24px;
  border-radius: 8px;
  margin: 26px 0;
}
.callout-title {
  font-family: 'Fraunces', serif;
  font-size: 17px;
  color: var(--emerald);
  font-weight: 700;
  margin-bottom: 8px;
}
.callout p { font-size: 14.5px; color: var(--text-muted); line-height: 1.7; margin: 0; }
.callout p + p { margin-top: 8px; }

/* COMPARE GRID */
.compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 40px;
}
.compare-card {
  padding: 28px 26px;
  border-radius: 12px;
}
.compare-card.bad {
  background: #FDECEC;
  border: 1.5px solid #F0B5B5;
}
.compare-card.good {
  background: var(--green-soft);
  border: 1.5px solid #a8d5b8;
}
.compare-card h3 {
  font-family: 'Fraunces', serif;
  font-size: 19px;
  margin-bottom: 14px;
  font-weight: 700;
}
.compare-card.bad h3 { color: #9b2c2c; }
.compare-card.good h3 { color: var(--green-good); }
.compare-card ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.compare-card li {
  font-size: 14.5px;
  line-height: 1.65;
  display: flex;
  gap: 10px;
  align-items: flex-start;
}
.compare-card.bad li::before {
  content: '✕';
  color: #9b2c2c;
  font-weight: 700;
  font-size: 13px;
  flex-shrink: 0;
  margin-top: 4px;
}
.compare-card.good li::before {
  content: '✓';
  color: var(--green-good);
  font-weight: 700;
  font-size: 13px;
  flex-shrink: 0;
  margin-top: 3px;
}

/* PROGRAM ROW */
.program-row {
  display: grid;
  grid-template-columns: 80px 1fr auto;
  gap: 22px;
  padding: 24px 0;
  border-bottom: 1px solid var(--border);
  align-items: center;
}
.program-row:last-child { border-bottom: none; }
.program-icon {
  width: 64px; height: 64px;
  background: rgba(201,169,97,0.14);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 28px;
}
.program-name {
  font-family: 'Fraunces', serif;
  font-size: 20px;
  color: var(--emerald);
  font-weight: 700;
  margin-bottom: 4px;
}
.program-desc { font-size: 14.5px; color: var(--text-muted); line-height: 1.6; }
.program-cta {
  background: var(--emerald);
  color: var(--white);
  padding: 11px 22px;
  border-radius: 999px;
  font-size: 13.5px;
  font-weight: 600;
  text-decoration: none;
  white-space: nowrap;
  transition: background 0.2s;
}
.program-cta:hover { background: var(--emerald-mid); }
.program-best {
  background: var(--gold);
  color: var(--emerald-deep);
  padding: 11px 22px;
  border-radius: 999px;
  font-size: 13.5px;
  font-weight: 700;
  text-decoration: none;
  white-space: nowrap;
}
.best-tag {
  display: inline-block;
  background: var(--gold);
  color: var(--emerald-deep);
  font-size: 10px;
  font-weight: 700;
  padding: 3px 9px;
  border-radius: 999px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-left: 8px;
  vertical-align: middle;
}

/* DARK SECTION (privacy, why-us etc) */
.dark-bg {
  background: var(--emerald);
  background-image: radial-gradient(ellipse at 80% 20%, rgba(201,169,97,0.12) 0%, transparent 55%);
}
.dark-bg .section-label { color: var(--gold-light); }
.dark-bg .section-title { color: var(--white); }
.dark-bg .section-sub { color: rgba(255,255,255,0.65); }
.dark-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 44px;
}
.dark-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(201,169,97,0.18);
  padding: 26px 24px;
  border-radius: 12px;
}
.dark-icon {
  width: 48px; height: 48px;
  background: rgba(201,169,97,0.15);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 22px;
  margin-bottom: 16px;
  border: 1px solid rgba(201,169,97,0.3);
}
.dark-title {
  font-family: 'Fraunces', serif;
  font-size: 17px;
  color: var(--white);
  margin-bottom: 8px;
  font-weight: 600;
}
.dark-desc {
  font-size: 14px;
  color: rgba(255,255,255,0.65);
  line-height: 1.7;
}

/* FAQ */
.faq-bg { background: var(--white); }
.faq-list { max-width: 800px; margin: 44px auto 0; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-q {
  display: flex; justify-content: space-between; align-items: center;
  padding: 22px 0;
  cursor: pointer;
  font-size: 16px; font-weight: 600;
  color: var(--emerald);
  gap: 16px;
}
.faq-q:hover { color: var(--gold-dark); }
.faq-toggle {
  color: var(--gold-dark);
  font-size: 22px;
  flex-shrink: 0;
  transition: transform 0.2s;
  width: 28px; height: 28px;
  display: flex; align-items: center; justify-content: center;
}
.faq-item.open .faq-toggle { transform: rotate(45deg); }
.faq-a {
  display: none;
  padding-bottom: 22px;
  font-size: 15px;
  color: var(--text-muted);
  line-height: 1.75;
}
.faq-item.open .faq-a { display: block; }
.faq-a strong { color: var(--emerald); }
.faq-a a { color: var(--gold-dark); font-weight: 600; }

/* CTA */
.cta-strip {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%);
  padding: 64px 0;
  text-align: center;
}
.cta-strip h2 {
  font-size: clamp(28px, 4vw, 40px);
  color: var(--emerald-deep);
  margin-bottom: 12px;
}
.cta-strip p { font-size: 17px; color: rgba(15,61,46,0.72); margin-bottom: 30px; }
.cta-btn {
  display: inline-block;
  background: var(--emerald);
  color: var(--white);
  text-decoration: none;
  padding: 16px 40px;
  border-radius: 999px;
  font-size: 16px;
  font-weight: 600;
  transition: background 0.2s, transform 0.1s;
}
.cta-btn:hover { background: var(--emerald-mid); transform: translateY(-2px); }

/* FOOTER */
footer {
  background: var(--emerald-deep);
  color: rgba(255,255,255,0.6);
  padding: 64px 0 32px;
}
.footer-inner { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer-brand .logo-main { color: var(--white); font-size: 22px; }
.footer-brand .logo-mark { background: var(--gold); color: var(--emerald-deep); }
.footer-brand p { font-size: 14px; color: rgba(255,255,255,0.55); margin-top: 14px; line-height: 1.75; }
.footer-col h3 {
  font-family: 'Fraunces', serif;
  font-size: 16px;
  color: var(--white);
  margin-bottom: 16px;
  font-weight: 600;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 9px; }
.footer-col li a {
  text-decoration: none;
  color: rgba(255,255,255,0.55);
  font-size: 14px;
  transition: color 0.2s;
}
.footer-col li a:hover { color: var(--gold-light); }
.footer-bottom {
  padding-top: 24px;
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: 12px;
  font-size: 12px;
}
.footer-nmls { color: var(--gold); font-weight: 600; }
.footer-legal {
  font-size: 11px;
  color: rgba(255,255,255,0.4);
  margin-top: 16px;
  line-height: 1.6;
}

/* HAMBURGER */
.hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 6px;
  width: 44px; height: 44px;
  background: none; border: none; cursor: pointer;
  padding: 8px; border-radius: 8px;
  flex-shrink: 0;
}
.hamburger span {
  display: block;
  height: 3px; width: 26px;
  background: var(--emerald);
  border-radius: 2px;
  transition: all 0.3s ease;
}
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* DRAWER */
.drawer-overlay {
  display: none;
  position: fixed; inset: 0;
  background: rgba(15,61,46,0.55);
  z-index: 199;
}
.drawer-overlay.open { display: block; }
.mobile-drawer {
  position: fixed; top: 0; right: 0;
  width: 300px; max-width: 85vw;
  height: 100%; background: var(--white);
  z-index: 200;
  transform: translateX(100%);
  transition: transform 0.3s ease;
  display: flex; flex-direction: column;
  box-shadow: -4px 0 30px rgba(15,61,46,0.15);
}
.mobile-drawer.open { transform: translateX(0); }
.drawer-head {
  padding: 18px 20px;
  border-bottom: 1px solid var(--border);
  display: flex; align-items: center; justify-content: space-between;
}
.drawer-head .d-logo { font-family: 'Fraunces', serif; font-size: 17px; font-weight: 700; color: var(--emerald); }
.drawer-head .d-close {
  width: 32px; height: 32px;
  background: var(--cream); border: none; border-radius: 50%;
  font-size: 16px; cursor: pointer; color: var(--text-muted);
  display: flex; align-items: center; justify-content: center;
}
.drawer-body { flex: 1; overflow-y: auto; padding: 8px 0; }
.drawer-body a {
  display: flex; align-items: center; gap: 10px;
  padding: 14px 20px;
  font-size: 14.5px; font-weight: 500;
  color: var(--text); text-decoration: none;
  border-bottom: 1px solid #f5f3ef;
}
.drawer-body a:hover { background: var(--cream); color: var(--gold-dark); }
.drawer-foot {
  padding: 18px 20px;
  background: var(--emerald);
}
.drawer-foot .d-apply {
  display: block; text-align: center;
  background: var(--gold); color: var(--emerald-deep);
  padding: 13px; border-radius: 999px;
  font-weight: 700; font-size: 14px;
  text-decoration: none; margin-bottom: 10px;
}
.drawer-foot .d-phone {
  display: flex; align-items: center; justify-content: center; gap: 6px;
  color: rgba(255,255,255,0.7); text-decoration: none; font-size: 13.5px;
}

/* ANIMATIONS */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to { opacity: 1; transform: translateY(0); }
}
.hero-content { animation: fadeUp 0.7s ease both; }

/* MOBILE */
@media (max-width: 980px) {
  .dark-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 760px) {
  .hero-inner { grid-template-columns: 1fr; }
  .form-card { max-width: 100%; }
  .dark-grid, .compare-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .hero-bullets { grid-template-columns: 1fr; }
  .nav-links { display: none; }
  .form-grid { grid-template-columns: 1fr; }
  .hamburger { display: flex; }
  .section { padding: 64px 0; }
  .hero { padding: 50px 0 50px; }
  .program-row {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .program-row .program-icon { margin: 0 auto; }
  .program-row .program-cta, .program-row .program-best { justify-self: center; }
}